SYSTEM AND METHOD FOR OFFER TARGETING

Patent №

US 8,429,006

Granted

2013-04-23

Filed 2004

Owner

BANK ONE, DELAWARE, NATINAL ASSOCIATION

Lab

AI components

3

kr · planning · evo

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

10869904

A system and method for offer targeting is disclosed. According to one embodiment, a method for offer targeting may comprise: providing a plurality of offers and a plurality of groups, wherein each group comprises one or more accounts; maintaining an offer counter for each of the plurality of groups; and assigning the plurality of offers, in a predetermined order, to the plurality of groups by repeating the following steps: (1) assigning an offer to one or more groups, wherein the one or more groups are selected from groups that are pre-qualified for the offer based on a plurality of business rules, and the selection of the one or more groups is based at least in part on the offer counters of the one or more groups; (2) incrementing offer counters associated with the one or more groups; and (3) sorting the plurality of groups based on the incremented offer counters.

AI classification

Planning1.00
Knowledge representation0.99
Evolutionary computation0.57
Machine learning0.03
Vision0.02
AI hardware0.01
Natural language0.00
Speech0.00

Ownership

BANK ONE, DELAWARE, NATINAL ASSOCIATION

assignment · 156860190

Assignors

LEVINE, ADAM MICHAEL, BELLUR, NAGENDRA KRISHNAMURTHY, PISOLKAR, SOURABH

On an employer assignment, the assignors are typically the inventors.

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