Patent №
US 8,458,074
Granted
2013-06-04
Filed 2010
Owner
FIRST AMERICAN CORELOGIC, INC.
+1 more
Lab
—
AI components
4
ml · planning · evo · hardware
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
12771922
Data analytics are provided in loan treatment. Various sources of data may be used to optimize or predict value for a loan. Using machine-learning and/or statistical analysis, loans or treatment best suited for a particular borrower may be determined. Due to the large amounts of data available, borrower behavior may be learned from previous behavior of others and mapped to a predictive model. Machine-learning indicates the most relevant factors in loan treatment, providing a matrix for predicting loan value or treatment success. A given borrower may be classified into one of many classes of borrower based on credit information, property information, desired loan information, real estate market information, and/or other data. Tens, hundreds, or even thousands of variables may be used to predict the optimum treatment.
AI classification
Ownership
FIRST AMERICAN CORELOGIC, INC.
assignment · 243220883
CORELOGIC INFORMATION SOLUTIONS, INC.
namechg · 249700184
Assignors
SHOWALTER, THOMAS
On an employer assignment, the assignors are typically the inventors.