Patent №
US 8,554,667
Granted
2013-10-08
Filed 2012
Owner
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
Lab
—
AI components
3
ml · kr · planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
13398466
The present invention generally relates to financial data processing, and in particular it relates to credit scoring, consumer profiling, consumer behavior analysis and modeling. More specifically, it relates to risk modeling using the inputs of credit bureau data, size of wallet data, and, optionally, internal data.
AI classification
Ownership
AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
assignment · 277370960
Assignors
CHOUDHURI, TIRTHANKAR, ANJALI, DEWAN, GUPTA, AMBER, HAGGERTY, KATHLEEN, XU, DI, YUAN, CHAO
On an employer assignment, the assignors are typically the inventors.