Patent №
US 7,881,994
Granted
2011-02-01
Filed 2004
Owner
FANNIE MAE
Lab
—
AI components
2
ml · planning
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
10816496
A method of determining a probability of an adverse event in connection with a loan (such as, delinquency, default, or prepayment) based on a predetermined set of loan parameters comprises determining whether loan variable data is available for each of the loan parameters. If loan variable data is available for each of the loan parameters, the probability of delinquency within a period of time is estimated as a function of the loan variable data. If loan variable data is not available, the probability of delinquency within a period of time is estimated by imputing the loan variable data that is not available.
AI classification
Ownership
FANNIE MAE
assignment · 255670288
Assignors
AN, MARK Y., DE RITIS, CHRISTIAN A., ROSENBLATT, ERIC L.
On an employer assignment, the assignors are typically the inventors.