METHOD AND SYSTEM FOR PROVIDING ELECTRONIC BILL PAYMENT AND PRESENTMENT

Patent №

US 8,630,947

Granted

2014-01-14

Filed 2004

Owner

BANK ONE, DELAWARE, NATIONAL ASSOCIATION

+2 more

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

10814626

An embodiment of the present invention relates to capturing payer information and biller information for generating menu delivered to a customer to activate the billers for electronic payment and/or electronic presentment by selecting one or more billers. A method for facilitating electronic payment related services to at least one payer entity for making payments to at least one biller may comprise the steps of collecting payer information associated with the at least one payer entity; collecting billing information associated with the at least one payer entity; identifying one or more billers associated with the at least one payer entity from the payer information and the billing information, where the at least one payer entity has a relationship with each of the one or more billers; generating a menu for the at least one payer entity to select one or more billers for activating one or more electronic payment related services; and activating the one or more electronic payment related services in response to the at least one payer entity's selection of the one or more billers.

PlanningG06Q 10/109G06Q 30/02G06Q 30/04G06Q 40/02

AI classification

Planning0.91
Knowledge representation0.09
Natural language0.04
AI hardware0.02
Evolutionary computation0.00
Machine learning0.00
Vision0.00
Speech0.00

Ownership

BANK ONE, DELAWARE, NATIONAL ASSOCIATION

assignment · 151790642

CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION

merger · 247390556

JPMORGAN CHASE BANK, N.A.

assignment · 247610455

Assignors

FREUND, PETER C.

On an employer assignment, the assignors are typically the inventors.

From the same owner

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