CONFIDENCE-BASED AUTHENTICATION

Patent №

US 9,419,957

Granted

2016-08-16

Filed 2014

Owner

JPMORGAN CHASE BANK, N.A.

Lab

AI components

3

vision · kr · hardware

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

14216315

A programmed computer assigns an authentication requirement rating to an activity and an authentication capability rating to each of one or more authentication methods. The programmed computer receives a request from a user to perform the activity and a first authentication sample result based on a first authentication attempt performed by the user using a first authentication method. The programmed computer determines a current authentication rating for the user based on the authentication capability rating of the first authentication method and the first authentication sample result. The programmed computer then determines whether to allow the user to perform the requested activity based on a comparison of the authentication requirement rating associated with the activity requested by the user and the current authentication rating determined for the user. The programmed computer provides a final authentication result.

VisionKnowledge representationAI hardwareG06F 21/36G06F 21/316G06F 21/32H04L 63/08H04L 63/0861H04L 63/10H04L 63/20

AI classification

AI hardware0.96
Knowledge representation0.90
Vision0.85
Planning0.33
Machine learning0.03
Natural language0.00
Evolutionary computation0.00
Speech0.00

Ownership

JPMORGAN CHASE BANK, N.A.

assignment · 383010966

Assignors

ROUSE, JOHN D, DELANEY, RAYMOND P

On an employer assignment, the assignors are typically the inventors.

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