Authenticating Customers Using Biometrics

Patent №

US 9,635,554

Granted

2017-04-25

Filed 2016

Owner

BANK OF AMERICA CORPORATION

Lab

AI components

1

speech

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

15209063

Methods, systems, and computer-readable media for authenticating customers using biometrics are presented. In some embodiments, a computing platform may receive, from an interactive voice response server, an inbound call notification associated with a telephone call received from a mobile device. Subsequently, the computing platform may determine a device identifier of the mobile device and a customer identifier corresponding to a user of the mobile device. The computing platform then may load a customer authentication profile. Subsequently, the computing platform may generate a biometric authentication prompt for authenticating the user of the mobile device and may cause the biometric authentication prompt to be sent to the mobile device. Thereafter, the computing platform may receive, from the mobile device, a validation message. In response to receiving the validation message, the computing platform may generate an authentication message. Subsequently, the computing platform may send the authentication message to the interactive voice response server.

SpeechH04W 12/06G06F 21/32G06Q 20/10H04M 3/4936H04L 63/0861

AI classification

Speech1.00
Planning0.08
Vision0.02
Natural language0.01
Machine learning0.00
Knowledge representation0.00
AI hardware0.00
Evolutionary computation0.00

Ownership

BANK OF AMERICA CORPORATION

assignment · 391470694

Assignors

PENDER, MARK A.

On an employer assignment, the assignors are typically the inventors.

From the same owner

© 2026 NYSGPT2525 LLC