Systems and methods for assisted transactions using an information wallet

Patent №

US 10,217,108

Granted

2019-02-26

Filed 2014

Owner

WELLS FARGO BANK, N.A.

Lab

AI components

1

planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

14195161

A system includes an information wallet account associated with a user of the system, and a server having a memory and a processor. The processor is configured to receive a request for information, wherein the requested information is associated with the user, and retrieve a stored portion of the requested information from the information wallet account. If a portion of the requested information is not found within the information wallet account, the processor is configured to send a request for a remaining portion of the requested information to a user computing device of the user. The processor is also configured to send the requested information to an entity computing system associated with the entity as part of a transaction between the user and the entity, receive feedback from the entity computing system based on the transaction, and send an alert to the user computing system based on the feedback.

AI classification

Planning0.93
Knowledge representation0.12
Evolutionary computation0.07
Machine learning0.04
AI hardware0.02
Natural language0.00
Vision0.00
Speech0.00

Ownership

WELLS FARGO BANK, N.A.

assignment · 360690987

Assignors

HECHT, AL

On an employer assignment, the assignors are typically the inventors.

From the same owner

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