SYSTEM AND METHOD FOR GENERATING A FINANCE ATTRIBUTE FROM TRADELINE DATA

Patent №

US 10,963,961

Granted

2021-03-30

Filed 2018

Owner

EXPERIAN INFORMATION SOLUTIONS, INC.

Lab

AI components

2

nlp · planning

Assignment

Recorded

Dataset

AIPD

2023_r1 edition

Application

16158158

Embodiments of a system and method are described for generating a finance attribute. In one embodiment, the systems and methods retrieve raw tradeline data from a plurality of credit bureaus, retrieve industry code data related to each of the plurality of credit bureaus, determine one or more tradeline leveling characteristics that meet at least one pre-determined threshold, and generate a finance attribute using the selected leveling characteristics.

Natural languagePlanningG06Q 40/03G06F 16/254G06Q 10/04G06Q 10/06

AI classification

Planning1.00
Natural language0.62
AI hardware0.42
Machine learning0.31
Knowledge representation0.16
Evolutionary computation0.00
Vision0.00
Speech0.00

Ownership

EXPERIAN INFORMATION SOLUTIONS, INC.

assignment · 545340390

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