Patent №
US 8,930,271
Granted
2015-01-06
Filed 2012
Owner
WELLS FARGO BANK, N.A.
Lab
—
AI components
1
vision
Assignment
Recorded
Dataset
AIPD
2023_r1 edition
Application
13456157
A computer-implemented system and method for providing offers to a mobile device includes receiving at least one offer from at least one merchant at an offer computer system and determining, by the offer computer system, an offer to present on the mobile device based on at least one characteristic of a user of the mobile device, the offer providing the user a discount from a price of a product or service. The method includes receiving a request for a code to provide to a merchant, the code being generated for the mobile device that belongs to the user. The method includes receiving, from a mobile device, an indication from the user to use the offer and sending, by the offer computer system, to the mobile device an offer code to be displayed on the mobile device to be received by a merchant.
AI classification
Ownership
WELLS FARGO BANK, N.A.
assignment · 284470914
Assignors
ELLIS, STEPHEN M., KENNEDY, MICHAEL J., KURANI, ASHISH BHOOPEN, LOWRY, MELISSA, MEYYAPPAN, UMA, SAHNI, BIPIN, STROKE, NIKOLAI
On an employer assignment, the assignors are typically the inventors.